Student loans are one type of debt that wont disappear.
Legally your Federal Student Loans must be repaid or you could face garnishments and further legal actions.
What's available to you?
Ability to significantly lower your Student Loan payments
Income-Sensitive Student Debt Forgiveness programs
Ability to permanently get out of default and stop wage garnishments
WHAT ELSDF WILL
DO FOR YOU
ELSDF is here to help you get back on track by handling the approval of your Income Based Repayment application with the Department of Education
Here's a look at a few of the options we get you qualified for with the Department of Education
Evaluate Your Options
Speak with a certified Student Debt Counselor and see what government options are available to you
Flexible Government Repayment Plans
Choose a repayment plan tailored to your financial circumstances, such as your income and family size
Forgiveness Programs
Get a portion or your entire student loan balance forgiven from one of the many forgiveness programs available
Disclaimer: ELSDF is a private organization and is not a government entity. ELSDF is a Document Preparation and Approval Service. Our free Federal Student Loan informational session will identify what Federal programs are available for you and does not constitute legal or financial advice. Our service is only for the Preparation of your Federal Student Loan Consolidation Documents. ELSDF does not facilitate the negotiation of a debt, the settlement of a debt or the altering of a debt. It’s services are only for the assistance and completion of federal student loan program document approval. ELSDF will not pay your student loans for you or on your behalf.